Certificate of Insurance is a document that indicates your coverage amounts, carriers and policy effective dates. A Certificate Holder is a client who wants to be named on the certificate of insurance to assure that they will be contacted if your policy cancels prior to the renewal date.

Typical Contract Language. "Certificates of Insurance. Certificates of Insurance evidencing the required coverage and limits shall be furnished to Client prior to the commencement of any work hereunder and shall provide that there will be no cancellation or reduction of coverage without thirty (30) days prior written notice to Client."

Additional Insured status extends coverage to your client under your policy in the event that they are sued as a result of work you do on their behalf. If, for instance, your client is sued as a result of work that you do, your client will be defended under your policy just as you are.

Typical Contract Language. "Insurance required will name Client as an additional insured with respect to Client's insurable interest, will be primary or non-contributory regarding insured damages or expenses, and will be purchased from insurers of sound internationally recognized financial standing."

Need a Certificate of Insurance?
If you have an active policy with Techinsurance, you may register at MyTechinsurance, our secure online policy portal, and produce your own certificates of insurance whenever you like. Or if you prefer, you can request that we prepare and send you a certificate.