General liability insurance

A certificate of insurance (COI) for commercial general liability insurance proves that your company carries this coverage. The document summarizes important information about your policy in a single page.

Commercial general liability insurance isn't usually required by law. However, you might need this policy to sign a lease or work with some clients.

As an independent contractor, general liability insurance might not top your list of priorities. But when something goes wrong, it can protect you from expensive legal costs.

General liability insurance has two policy limits. To determine the right limits for your small business, you must consider your liability risks and the impact these limits could have on your premium.

Every liability insurance policy is different. Who is covered by your liability insurance depends on a few factors, including the type of insurance and any modifications made to the policy.

Online businesses face numerous risks that could lead to severe financial losses. These three online business liability insurance policies can help protect your company.

Typically, you need to contact your insurance carrier directly when you want to file a commercial insurance claim. But the steps you take may differ based on whether you're filing a property claim or a liability claim.

Learn how to protect your consulting business by understanding the liability risks and taking steps to safeguard your assets.

A duty to defend clause in your liability policy means your insurance company must work out the details of your legal defense.

Even if you’ve done nothing wrong, someone can still sue your IT business. Learn how to prepare for this possibility.

When you have vicarious liability for something, it means you could be held legally responsible for any resulting harm even though you didn't directly cause it. For example, a tech company could be held accountable for the actions of an employee.