Workers' compensation insurance
The average premium for workers' compensation insurance is about $45 per month. Your exact cost will depend on several factors, including your policy limits, business location, and number of employees.
Commercial insurance protects businesses, freelancers, and independent contractors against liability lawsuits, property damage, cyberattacks, and other risks that could devastate your company.
Repetitive motion injuries and slip-and-fall injuries can happen at any tech company. Keeping yourself and your employees safe at work helps you maintain low workers' comp rates.
A workers' compensation certificate of insurance proves that you carry this insurance coverage. Clients or regulators may ask to see your certificate, which you can access as soon as you buy a workers' comp policy.
State laws usually require businesses to buy workers' compensation insurance when they have employees. But even if you work as a sole proprietor, you may still need this coverage.
A workers’ compensation ghost policy is an affordable way for small business owners to attain the proof of workers’ comp coverage they need to qualify for contracts, but it does not provide actual workers’ comp benefits.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all California businesses that have employees.
Regulations for workers’ compensation insurance vary by state. Learn more about workers’ compensation state laws and how they apply to your small business.
Colorado state law requires that all employees, whether they are part-time or full-time, be covered by workers’ compensation insurance, with limited exceptions.
State laws usually require businesses to buy workers' compensation insurance when they have employees. But if you work as a sole proprietor or an independent contractor, you may still need this coverage.
Workers' compensation insurance covers the cost of work-related injuries. It's required for Alabama businesses that have five or more employees.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Wyoming businesses that have employees, unless they are self-employed or qualify for an exemption.
