People smiling and looking at a monitor.

Small Business Resources

What kind of work do you do?
Choose from the nation's best insurance providers
Logos of Insureon's partners.

Free resources for small businesses

Find business advice from experts, learn about insurance requirements, and explore other helpful resources.

Business tips for small businesses

Get advice on business structure, how to respond to lawsuits, and more.
View all business tips
Small business tips

When you own a small IT business, your focus is usually on your work and on your clients. However, it's worth taking time to consider what kind of legal structure you need and whether your needs will change as your business grows.

Small business tips

Even if you’ve done nothing wrong, someone can still sue your IT business. Learn how to prepare for this possibility.

Small business tips

Business insurance cancellations can lead to increased premiums and risk exposure. Before you cancel your policy, first consider these factors.

Small business insurance FAQs

Find answers to common questions about small business insurance.
View business insurance FAQs
General liability insurance

General liability insurance offers basic protection that benefits every company, no matter how small or large. Learn what this policy covers, when it's required, and other answers to frequently asked...

Commercial auto insurance

Commercial auto insurance provides protection for your business-owned vehicles and is required in most states. Get your questions about coverage, costs, and more answered here.

Workers' compensation insurance

Most states require workers' compensation for small businesses that have employees. Learn what this policy covers, when it's required, and other answers to frequently asked questions.

Insurance requirements for common business types

The structure of your business affects your taxes, liability, and insurance needs.
View all business structures
Business structure

Once you’ve registered as a limited liability company (LLC), your personal assets are protected against the risks of running a business. The next step is to make sure you have the right insurance coverage for your tech company.

Business structure

While an S corp shields tech business owners from some legal liabilities, it’s still important to protect yourself with business insurance.

Business structure

Your startup could be the next big thing. To take your company to the next level and secure your dream by protecting you, your investors, and your team with the right startup insurance.

Insurance terms explained

Insurance can seem complicated. We break down the legalese.
See more insurance terms
Insurance terms

An additional insured is a business, individual, or other entity included in a general liability policy in addition to the named insured. Additional insureds are a way of extending your liability insurance coverage to another person or business.

Insurance terms

An ACORD certificate of liability insurance is a document that provides a summary of your business insurance policy and proves you have liability insurance coverage.

Insurance terms

Insurance agents are licensed professionals who help small business owners protect their companies with insurance. When you file a claim or need to increase your coverage, your insurance agent may be your first point of contact.

Risk management for tech companies

Tech companies can take several steps to lower their risk of losses and lawsuits.
Read more about risk management
Risk management

Companies are required to notify affected customers after a data breach. Here are a few tips for complying with state laws and avoiding potentially bankrupting expenses.

Risk management

Repetitive motion injuries and slip-and-fall injuries can happen at any tech company. Keeping yourself and your employees safe at work helps you maintain low workers' comp rates.

Risk management

In lost revenue and data, the cost of a DDoS attack on your tech business or your client’s business can escalate quickly. In fact, the average small to medium-sized business spends $120,000 per attack.

Tech errors and omissions (E&O) info

Explore details about tech E&O, a key policy for tech companies.
Read more about tech E&O
E&O / Professional liability insurance

Learn how to manage your clients' expectations and how to avoid any potential problems that may arise while consulting.

E&O / Professional liability insurance

IT businesses accused of making professional mistakes or failing to complete work can be sued in an errors and omissions lawsuit. Disclaimers and insurance coverage can help reduce your risks.

IT / Tech professionals

Technology businesses accused of negligence may need to file an errors and omissions insurance (E&O) claim. Learn how this process works, what coverage usually includes, and what your policy might exclude.