Web Design, UX / UI Design Business Insurance
Why do web and UX / UI designers need business insurance?
If a client thinks a website you built isn't effective, your business could face a lawsuit. Business insurance for web and UX / UI designers can cover client lawsuits, injuries, property damage, and other risks.
Get the right coverage quickly
6 policies every web and UX / UI designer should consider
General liability insurance
This policy protects your business from the most common liabilities faced by web and UX / UI designers. It's often required in client contracts and commercial property leases.
- Client injuries at your office
- Accidental damage to client property
- Defamation and copyright lawsuits
Technology errors and omissions insurance
Tech E&O, also called professional liability insurance, can help pay for lawsuits related to web and UX / UI design errors. You can often add coverage for intellectual property and media liability.
- Broken links and other design errors
- Websites that don't meet client expectations
- Websites that are not completed on time
Cyber liability insurance
This policy helps your web, UX, or UI design business recover from a data breach or cyberattack. It also covers lawsuits from clients affected by a breach.
- Fraud detection and monitoring services
- Client notification after a breach
- Lawsuits from clients affected by a breach
Business owner's policy
A BOP bundles general liability insurance with commercial property insurance. Many insurance companies offer web designers a discount when they choose this policy.
- Client injuries at your office
- Accidental damage to client property
- Lost or damaged business property
Workers' comp insurance
State law usually requires that web design businesses with employees carry this policy. It covers medical costs and lost wages for work-related injuries and illnesses.
- Medical bills from employee work injuries
- Partial wages while employees recover
- Lawsuits over work injuries
Fidelity bonds
A fidelity bond protects your website design business if one of your employees steals from a client. It’s also called an employee dishonesty bond.
- Unlawful data access by your employee
- Illegal money transfer by your employee
- Other employee theft or fraud
Web designer insurance costs
Average costs come directly from policies purchased by TechInsurance customers.
General liability: $29 per month
Errors and omissions: $68 per month
View more expected costs.
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Why web designers choose TechInsurance
Protect against common risks
A lawsuit or data breach could devastate your web design business. Prevent financial losses with policies tailored for your needs.
