Web Design, UX / UI Design Business Insurance
Why do web and UX / UI designers need business insurance?
If a client thinks a website you built isn't effective, your business could face a lawsuit. Business insurance for web and UX / UI designers can cover client lawsuits, injuries, property damage, data breaches, accidental copyright infringement, and other risks.
Get the right coverage quickly
6 policies every web and UX / UI designer should consider
General liability insurance
This policy protects your business from the most common liabilities faced by web and UX / UI designers. To save money, bundle general liability insurance with property coverage in a business owner's policy.
- Client injuries at your office
- Accidental damage to client property
- Defamation and copyright lawsuits
Technology errors and omissions insurance
Tech E&O, also called tech professional liability insurance, can help pay for lawsuits related to web and UX / UI design errors. You can often add coverage for intellectual property and media liability.
- Broken links and other design errors
- Claims related to copyright infringement
- Websites that are not completed on time
Cyber liability insurance
This policy helps your web, UX, or UI design business recover from a data breach or cyberattack. It's recommended for any web designer that handles sensitive personal data, like email addresses.
- Fraud detection and monitoring services
- Client notification after a breach
- Lawsuits from clients affected by a breach
Business owner's policy
A BOP bundles general liability insurance with commercial property insurance. Many insurance companies offer web designers a discount when they choose this policy.
- Client injuries at your office
- Accidental damage to client property
- Lost or damaged business property
Workers' comp insurance
State law usually requires that web design businesses with employees carry this policy. It covers medical costs and lost wages for work-related injuries and illnesses.
- Medical bills from employee work injuries
- Disability benefits
- Lawsuits over work injuries
Fidelity bonds
A fidelity bond protects your website design business if one of your employees steals from a client. It’s also called an employee dishonesty bond, and is often required for client contracts.
- Unlawful data access by your employee
- Employee embezzlement
- Other employee theft or fraud
Web designer insurance costs
Average costs come directly from policies purchased by TechInsurance customers.
General liability: $29 per month
Errors and omissions: $68 per month
Cyber insurance: $170 per month
View more expected costs.
Factors that can influence your premiums include:
- Your web design services offered, such as digital marketing or responsive design
- Value of your business property and equipment
- Types of insurance products purchased
- Policy limits and deductibles
- Number of employees
- Claims history
- Annual income
- Endorsements, including intellectual property coverage
Start a free application to see how much insurance will cost for your business.
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Why web designers choose TechInsurance
Fast, affordable coverage
Get insurance fast so you can get started working with clients. Fill out our easy online application, choose a policy, and pay online to start coverage today.
