Web Developer Insurance
Why do web developers need business insurance?
Get the right coverage quickly
6 policies every web developer should consider
General liability insurance
This policy protects freelance web developers and small businesses from the most common liabilities. It's often required in client contracts and commercial leases.
- Client injuries at your office
- Accidental damage to client property
- Defamation and copyright lawsuits
Technology errors and omissions insurance
Technology E&O insurance can help pay for lawsuits over a web developer's mistake or oversight. You can often add coverage for intellectual property and media liability.
- Broken links and other development errors
- Websites that don't meet client expectations
- Failure to meet a deadline
Cyber liability insurance
This policy helps your web development firm recover from a data breach or cyberattack. It can also cover lawsuits from clients affected by a breach.
- Fraud detection and monitoring services
- Client notification after a breach
- Lawsuits from clients affected by a breach
Business owner's policy
A BOP bundles general liability and commercial property insurance. Web developers can often get business insurance at a discount with this policy.
- Client injuries at your office
- Accidental damage to client property
- Lost or damaged business property
Workers' comp insurance
This policy covers work injuries and illnesses. If your web development business has employees, you'll probably need workers' comp to comply with state law.
- Medical bills from work injuries
- Partial wages while employees recover
- Lawsuits over work injuries
Fidelity bonds
If one of the employees at your web development business steals from a client, a fidelity bond provides reimbursement. It's also known as an employee dishonesty bond.
- Unlawful data access by your employee
- Illegal money transfer by your employee
- Other employee theft or fraud
Web developer insurance costs
Average costs come directly from policies purchased by TechInsurance customers.
General liability: $29 per month
Errors and omissions: $68 per month
View more expected costs.
Start a free application to see how much insurance will cost for your business.
Hear from business owners like you who purchased insurance coverage.
Why web developers choose TechInsurance
Protect against common risks
A lawsuit or data breach can devastate your web development business. Prevent financial losses with policies tailored for your needs.
