Why do network designers need business insurance?
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6 policies every network designer should consider
General liability insurance
General liability insurance protects network designers against common small business risks. Client contracts and commercial property leases often require this policy.
- Accidental client injuries at your office
- Accidental damage to client property
- Libel, defamation, and copyright lawsuits
Technology errors and omissions insurance
Technology E&O, also called professional liability insurance, helps cover legal bills if a client sues over a mistake or oversight. You can often add coverage for intellectual property and media liability.
- Disputes over weak network security
- Network errors that affect client productivity
- Network downtime that limits accessibility
Cyber liability insurance
Cyber liability insurance helps network designers recover from a data breach or cyberattack. It can also pay for lawsuits from clients affected by a data breach.
- Fraud detection and monitoring services
- Notifying affected clients about a breach
- Lawsuits from affected clients
Business owner’s policy
Small network design businesses can save money on business insurance with a BOP. It bundles general liability and commercial property insurance into a single policy.
- Accidental client injuries at your office
- Accidental damage to client property
- Damage to your business property
Workers’ comp insurance
If your network design business has employees, you probably need this policy to comply with state law. It helps employees recover after work injuries.
- Medical bills for work injuries and illnesses
- Partial wages while employees recover
- Lawsuits over work injuries and illnesses
Fidelity bonds
If one of your network designers steals from a client, this policy reimburses them for the amount that was stolen. It’s also called an employee dishonesty bond.
- Unlawful data access by your employee
- Illegal electronic funds transfer by your employee
- Other employee theft or fraud
Technology business insurance costs
Average costs come directly from policies purchased by TechInsurance customers.
General liability: $30 per month
Errors and omissions: $67 per month
View more expected costs.
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Protect against common risks
A lawsuit or data breach can devastate your network design business. Prevent financial losses with policies tailored for your needs.
