Computer Systems Integrators Insurance
Why do systems integration specialists need commercial insurance?
Budget overruns and problems with subsystems can cause a legal headache for a systems integrator. Business insurance helps pay for client lawsuits, medical costs from injuries, equipment theft, and other common risks.
Find affordable insurance
Computer systems integration specialists can find affordable insurance by comparing quotes from trusted providers.
6 policies every system integration specialist should consider
General liability insurance
This policy protects you from basic risks faced by computer systems integrators, such as accidental damage to a drop ceiling during cable installation. Landlords and clients may require this coverage.
- Accidental client injuries
- Accidental damage to client property
- Libel, defamation, and copyright lawsuits
Technology errors and omissions insurance
Technology E&O insurance protects systems integration specialists against lawsuits related to their work, such as scope creep that leads to a client conflict. It's sometimes referred to as professional liability insurance.
- Errors that cause data loss
- Project delays
- Breach of contract
Cyber liability insurance
This policy helps technology and network integration companies recover from data breaches. It can also help pay legal costs if a client sues because you failed to prevent a data breach at their business.
- Fraud monitoring services
- Customer notification costs
- Lawsuits from clients affected by a breach
Business owner's policy
Systems integrators can save money on business insurance by purchasing a BOP. This policy bundles general liability coverage and commercial property insurance.
- Client injuries at your office
- Accidental damage to client property
- Stolen or damaged business property
Workers' comp insurance
If your computer systems integration business has employees, you'll probably need to purchase this policy to comply with state law. It helps pay medical costs from work-related injuries.
- Medical bills from employee work injuries
- Disability benefits
- Lawsuits over work injuries
Fidelity bonds
A fidelity bond compensates your client if an employee at your systems integration business steals from them. It’s also called an employee dishonesty bond.
- Illegal funds transfer by your employee
- Employee theft of client property
- Other employee theft or fraud
Technology business insurance costs
Average costs come directly from policies purchased by TechInsurance customers.
General liability: $30 per month
Errors and omissions: $67 per month
View more expected costs.
Start a free application to see how much insurance will cost for your business.
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Why systems integration specialists choose TechInsurance
Protect against common risks
A lawsuit or data breach can devastate your systems integration business. Prevent financial losses with policies tailored for your needs.
