Small business insurance
A grace period is the additional time your insurance company gives you to pay your premium before your coverage expires.
An expiration date is the day your insurance policy lapses. Your insurance coverage will typically end at midnight on your policy's expiration date.
An insurance binder is a temporary document provided by the insurance company to serve as proof of insurance until the insured party receives their actual policy.
Insurance agents are licensed professionals who help small business owners protect their companies with insurance. When you file a claim or need to increase your coverage, your insurance agent may be your first point of contact.
An ACORD certificate of liability insurance is a document that provides a summary of your business insurance policy and proves you have liability insurance coverage.
A certificate of liability insurance is a document that proves your company has liability coverage. Your insurer issues you this certificate with your insurance policy – and you can also download a copy online whenever you need it.
Technology errors and omissions insurance (tech E&O) and cyber insurance are two forms of protection against cyberattacks for small businesses. While tech E&O focuses on cybersecurity errors that harm your clients, cyber insurance offers financial coverage for breaches that directly affect your business.
