Workers' compensation insurance
The rules around workers’ compensation can get confusing when you don’t have employees. Here’s a clear breakdown of when it’s required, when it’s not, and why you might still want coverage even as a...
Limited liability companies are often required by state law to carry workers' compensation insurance if they hire employees. LLCs without employees often benefit from a workers' compensation policy,...
Most states don’t require companies to provide workers’ compensation coverage for independent contractors. Still, many freelancers and subcontractors choose to carry it themselves since it can cover medical costs from work-related injuries that health insurance often excludes.
Most states require businesses with employees to carry workers' compensation insurance. However, it's sometimes possible to get a waiver of your workers' comp requirements.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Virginia businesses that have three or more employees.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all South Carolina businesses that have four or more employees.
State laws usually require businesses to buy workers' compensation insurance when they have employees. But even if you work as a sole proprietor, you may still need this coverage.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all New York businesses that have employees.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all New Hampshire businesses that have employees, including part-time workers.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Nevada businesses that have one or more employees.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Maine businesses that have employees, both in the public and private sectors.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Louisiana businesses that have employees, including part-time and seasonal workers.
State laws often don't require independent contractors and self-employed professionals to carry workers' comp. But it may still be necessary depending on your profession and industry risks.
