Workers' compensation insurance
State laws usually require businesses to buy workers' compensation insurance when they have employees. But even if you work as a sole proprietor, you may still need this coverage.
Most states require workers' compensation for small businesses that have employees. Learn what this policy covers, when it's required, and other answers to frequently asked questions.
Limited liability companies are often required by state law to carry workers' compensation insurance if they hire employees. LLCs without employees often benefit from a workers' compensation policy,...
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Massachusetts businesses that have employees, including part-time workers.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Michigan businesses that have employees, based on specific criteria.
Colorado state law requires that all employees, whether they are part-time or full-time, be covered by workers’ compensation insurance, with limited exceptions.
The rules around workers’ compensation can get confusing when you don’t have employees. Here’s a clear breakdown of when it’s required, when it’s not, and why you might still want coverage even as a...
State laws often don't require independent contractors and self-employed professionals to carry workers' comp. But it may still be necessary depending on your profession and industry risks.
Most states don’t require companies to provide workers’ compensation coverage for independent contractors. Still, many freelancers and subcontractors choose to carry it themselves since it can cover medical costs from work-related injuries that health insurance often excludes.
Workers’ compensation, disability insurance, and health insurance pay for medical costs or lost wages due to illness or injury. But what they cover and when they kick in depends on the policy.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all North Carolina businesses that have three or more employees.
Workers’ compensation insurance is optional for most Texas businesses. However, many small business owners choose to get coverage because it’s a cost-effective option that can help you save money in the long run.
Workers' compensation insurance is required for all Florida businesses with four or more employees. Construction businesses must have coverage for every employee.
The cost of design business insurance depends on the type of policies you choose. Insurers will also look at factors such as the design services you offer and your business revenue. Save money on small business insurance by comparing quotes from top-rated providers with TechInsurance.
