Workers' compensation insurance
The rules around workers’ compensation can get confusing when you don’t have employees. Here’s a clear breakdown of when it’s required, when it’s not, and why you might still want coverage even as a...
Limited liability companies are often required by state law to carry workers' compensation insurance if they hire employees. LLCs without employees often benefit from a workers' compensation policy,...
Most states don’t require companies to provide workers’ compensation coverage for independent contractors. Still, many freelancers and subcontractors choose to carry it themselves since it can cover medical costs from work-related injuries that health insurance often excludes.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Wyoming businesses that have employees, unless they are self-employed or qualify for an exemption.
Workers’ compensation, disability insurance, and health insurance pay for medical costs or lost wages due to illness or injury. But what they cover and when they kick in depends on the policy.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Wisconsin businesses that have employees, unless they are self-employed or qualify for an exemption.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all West Virginia businesses that have employees, unless they are self-employed or qualify for an exemption.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Washington, D.C. businesses that have employees.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Washington businesses that have employees, including part-time workers.
Most states require businesses with employees to carry workers' compensation insurance. However, it's sometimes possible to get a waiver of your workers' comp requirements.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Virginia businesses that have three or more employees.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Vermont businesses that have employees, unless they are self-employed or qualify for an exemption.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Utah businesses that have employees, unless they are self-employed or qualify for an exemption.
Workers’ compensation insurance is optional for most Texas businesses. However, many small business owners choose to get coverage because it’s a cost-effective option that can help you save money in the long run.