Workers' compensation insurance
Hawaii law requires every business with employees to carry workers’ compensation insurance. This policy provides medical benefits for employees who are injured on the job.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Idaho businesses that have one or more employees.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Illinois businesses that have employees, with limited exceptions. This policy provides medical benefits for workers who are injured on the job.
Workers' compensation insurance covers the cost of work-related injuries. It's required for most Iowa businesses that have employees, unless they are self-employed or qualify for an exemption.
Delaware law requires businesses to carry workers’ compensation insurance if they have one employee or more, regardless of whether they’re contract, part-time, full-time. This policy provides financial protection against work-related injuries.
Connecticut requires businesses to carry workers’ compensation insurance if they have one employee or more, regardless of whether they’re contract, part-time, full-time, and regardless of the employee’s average weekly wage.
Workers' compensation insurance covers the cost of work-related injuries. It's required for all Georgia businesses that have three or more employees.
Alaska requires any business with one or more employees to purchase workers’ comp insurance, unless the employer has received approval to self-insure their workers’ compensation claims.
Workers' compensation insurance covers the cost of work-related injuries. It's required for Alabama businesses that have five or more employees.
Arkansas requires any business that has three or more employees to carry workers' compensation insurance.
Arizona workers' compensation law now permits settlements to be reached in workers' compensation cases. When an employee is injured on the job, settlements can benefit both an employer and the affected employee.
Workers’ compensation insurance pays medical costs and lost wages for an employee's work-related illness or injury, and protects business owners from liability. It's required by law in almost every state for businesses that have employees.
Workers' compensation class codes are unique sets of numbers that help insurers determine the level of risk for different professions. Classifying employees correctly can help businesses avoid overpaying for workers' compensation insurance.
A rider is an insurance modification that adds extra protection to a policy and enables businesses to customize it to their specific needs.